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A tree falls on your property and damages one or more insured structures.

Certified Arborist in Chilmark, MA. When it comes to Certified Arborist in Chilmark, MA, do you have all of the information you require? Premium Tree Care is the neighborhood Certified Arborist expert, and we are glad to address all of your concerns and provide competitive rates for the best quality service. Updated: July Sometimes it takes just one good storm to topple what was once a sturdy tree in your yard. And, once the storm passes, you may be wondering whether your homeowners insurance will help pay for the cost of removing the branches or repairing damage if the tree fell on your home.

Whether your homeowners insurance policy includes coverage for fallen trees typically depends on a Estimated Reading Time: 6 mins. Your Massachusetts Home Insurance - If my tree falls in my neighbors yard, or, if their tree falls in my yard, is this covered by insurance?

That's once you pay your deductible, of course.

photo courtesy of Safeco Insurance. 11/1/ A recent severe storm knocked out power, closed schools, and felled trees across the Northeast. Aug 29, Tree down in Andover, Mass. Courtesy treemulch.buzz Read our post on Hurricane Sandy Aftermath Here. Massachusetts Fallen Tree Law. Given all the trees and branches which fell across New England, the pressing question of the day is, clearly, who is responsible if my neighbor’s tree or tree branch fell on my house, car, shed, patio, grill, etc.

during the storm? Mar 16, Tips for Filing an Insurance Claim for a Fallen Tree Take photos: Photos taken from many angles and vantage points help to establish the extent and cause of the damage. Be careful not to go near fallen trees that are entangled in power lines, however. MA Insurance is offered by Safeco Insurance Company of America and/or its. Massachusetts laws. MGL c. 49 § 21 A fence or other structure in the nature of a fence which unnecessarily exceeds six feet in height and is maliciously erected or maintained for the purpose of annoying the owners or occupants of adjoining property shall be deemed a private nuisance.

MGL c, § 1 Public shade trees; definition. Aug 20, A homeowners insurance policy will cover damage caused by fallen trees if the tree fell because of a problem covered by your policy. For example, if a lightning strike hits a. Jun 20, If the causes of the fallen tree were fires, explosions, lightning storms, riots, vandalism, theft, or vehicles not owned by the property owner, then insurers can cover for the tree removal.

Aside from these reasons, homeowners insurance companies won’t cover the removal costs if the tree falls down because of natural reasons like age and rot.