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Sep 27, If any portion of a tree breaks off or falls over and damages your car, then your insurance policy may cover the loss.

She has been featured in numerous blogs and major publications such as Forbes, The Simple Dollar, Realtor, and more.

Your homeowner’s insurance coverage will not normally cover this loss, meaning you will need to have active car insurance with the proper coverage option to be covered. Evidently, if a tree falls on a car or any other type of unexpected event damages your vehicle, there is no simple solution for fixing your car.

It is important to weigh the benefits and drawbacks of including and using comprehensive car insurance in your policy versus paying for unexpected damages yourself.

6/29/ 2/16//10(K).

Comprehensive Coverage: This policy option essentially provides coverage to your vehicle for damages that are outside of an accident such as vandalism, natural disasters or if the vehicle is stolen.

Nov 15, Most people think that their homeowners insurance will cover the costs if a tree falls on their car. However, this is not the case, unless your car happens to be parked in your garage and a tree falls through the garage and damages your car.

In most other situations, your auto insurance will be the one you should look to for treemulch.buzzted Reading Time: 5 mins. Although comprehensive auto coverage will cover a tree falling on your car, if it happened on your own property, there is a possibility that your car insurance company will try to fight paying it. In the event it happened on property, they will try to defer it to your homeowners treemulch.buzzted Reading Time: 6 mins.