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Feb 15, Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible.

Insurance companies can be rough.

The same is true in reverse: If a tree on your property falls in your Estimated Reading Time: 3 mins. her neighbor’s tree to the property line if the branches extend beyond that line - even if a border line tree is not causing damage to his/her neighbor’s property. Landownership rights extend indefinitely upward and downward, and those rights are protected from invasion by an adjoining landowner to the same extent as surface Size: KB.

When a tree falls over onto a neighbor’s property, that neighbor should submit a claim to his or her insurance company insurance company is usually responsible for taking care of the damages. This is true if the tree fell over due to an act of nature. Feb 05, The Issue: What If My Neighbor’s Tree Falls on My Home? Last night my neighbor’s tree fell on my deck causing thousands of dollars in damage to my home in Knoxville, TN.

The neighbor’s insurance policy with Farmer Bureau didn’t cover the damage but my policy with ERIE Insurance did pay for it, less my deductible of 1,Estimated Reading Time: 2 mins. Write a letter to your neighbors (or the owners of the property) and send it by US mail, or send an email. Either way, you need to know that your neighbor has received your communication. State your concerns clearly, and ask them to get their tree evaluated by a Certified Arborist.

Tell them that if the tree falls and injures or kills someone. May 03, A lot of people call us and say, hey, this tree fell from my neighbors house into our yard, and I want you to give us an estimate and we’ll give it to them.

But it doesn’t work like that. Oct 29, If the tree fell on your home due to an act of nature, the damage should be covered by most policies. Once again, if it's your car, it's your claim, even if the tree falls from a neighbor's yard. In other words, you may cut branches up to the property line; however, you may not cut over into your neighbor’s property.

The case is Lane v. W.J. Curry & Sons, 92 S.W.3d (Tenn. ). The more difficult issue that typically arises in this context is whether your neighbor has a duty to cut back the branches him/herself. Zeta Storm Damage Huge tree fell on a house in Sandy Springs. (Laine) October 29, at am EDT. ATLANTA - If a tree falls in your yard, what you do next could save you money, a limb and.

Mar 09, If the fallen tree blocks a path to your front door or driveway, then many homeowners policies would pay for removal. Generally, the maximum coverage is around, but always check your policy or talk with your insurance agent. If the tree simply falls in the middle of your yard, your policy likely wouldn’t cover it.